Recently published data on the number of mortgages conceded by financial institutions continues to show a modest but sustained upward trend as the graph from Idealist below shows.
Rock bottom was hit at the end of 2013 but by late 2018 the number of mortgages granted, although a long way from the giddy heights of the boom years had returned to the levels of mid-2011.
Whether this growth will be maintained is uncertain as, although the economy is growing well, recent changes in legislation affecting the costs that banks must bear when conceding mortgages may place a brake on the market until these institutions work out how best to make money in a new environment.